BA 2 Plus Calculator Online

User Guide: Texas Instruments BA 2 Plus Calculator

Key Features of the BA 2 Plus Calculator

• Time Value of Money (TVM) functions: N, I/Y, PV, PMT, FV
• Begin/End mode switching for annuity calculations
• Memory functions: STO, RCL, MEM
• Full arithmetic operations: +, -, ×, ÷
• Professional display: 2-decimal format for financial figures

Basic Operation

Number Entry

• Click number keys (0-9) to input values
• Use decimal point (.) for precise entries
• +|- toggles positive/negative values

Clearing Inputs

• CE|C: Clears current entry
• 2nd → RESET: Resets all calculator memory (in full implementation)

Financial Calculations

Time Value of Money

1. Enter known values:

• N: Number of periods
• I/Y: Interest rate per year
• PV: Present value
• PMT: Payment amount
• FV: Future value

1. Press CPT then the unknown variable key

Example: Calculate payment for a $10,000 loan at 5% for 5 years

N = 5
I/Y = 5
PV = 10000
FV = 0
CPT → PMT → Displays -230.97

Annuity Modes

• BGN: Payments at beginning of period (indicator lights)
• END: Payments at end of period (default)

Memory Functions

Arithmetic Operations

Works like standard calculator:

25 × 4 = 100
60 ÷ 5 = 12